During the meeting, it becomes clear that the virtual reality built by the rail mogul is set to replay the events of the night of the recent train collision, which was the fault of the four executives. They indirectly caused the wreck by skimping on safety to protect profits. Plus ca change. After reassuring the boss that the company and the executive board had covered all the angles, that no legal repercussions were possible, and that the four executives felt no guilt over the deaths of the nineteen, the billionaire reveals that one of the nineteen was his own wife.
A debate rages as to whether the train car is really in the yacht or had been coupled to an engine and was actually hurtling towards the still mangled tracks at the site of the wreck. They have no way of knowing which it could be, as the railcar is built of steel, and locked up tight as a drum. The four men know that they are in the hands of a madman. He has locked them up either on a yacht steaming through fog shrouded harbor or on a train hurtling towards badly damaged tracks.
At the precise moment they would have reached the site of the accident, the yacht is inadvertently rammed by a large cargo vessel and sinks. They were steaming through the fog the whole time.
The setup is great, but the deus ex machina ending is more punchline than anything else. This one is a definite miss. At least it was short.